Still drowning in salary advance requests?

If you’re constantly fielding employee payday requests or watching absenteeism creep up, you’re not alone.

HR teams aren't banks. Payroll advances are frustrating, hard to track, and rarely fair.

And the worst part? Your most loyal workers feel let down when they need help the most.

Instant Access

Affordable

Debt Free Solution

Get funds in any

South African bank

account.

Low admin fee,

no hidden costs.

Break free from

high-cost credit and

predatory loans.

Who We Are

CZApay is South Africa’s premier financial wellness platform, delivering earned wage access and digital tools to transform how workers and businesses manage money. Our mobile app puts you in control, letting you access your hard-earned wages early to handle emergencies, pay bills, or simply breathe easier.

We’re not a bank - we’re a movement to end financial stress and build a brighter future, one payday at a time.

For Workers: Access your earnings anytime

Tap Into Your Wages

Instant Deposits

Withdraw up to 50% of your earned wages before payday using our mobile app. It's your money on your terms.

Funds land in any South African bank account within minutes - no delays, no hassle.