Unlock your Pay

Earned Pay Access (EPA) lets workers tap into their real-time earnings before payday. CZApay partners with employers to track your accrued pay, giving you flexible, interest-free salary advances through our app. On payday, your remaining salary is paid as usual. It’s a modern alternative to rigid pay cycles, designed to ease mid-month cash flow and reduce reliance on expensive loans.

Say goodbye to financial stress and hello to pay on demand freedom.

What is Earned Pay Access (EPA)?

Why CZApay Works: Fast, Fair, Flexible & Secure

Fair

Flexible

Secure

Fast

Instant access to funds when life throws a curve ball

No interest or hidden fees - just a small upfront admin cost

Use it for bills, emergencies or groceries - your choice.

Encrypted platform keeps your data safe

Make an Impact

Intergrate Czapay seamlessly with real-time repayment tracking. No complicated systems, just results.

Join a movement to break debt cycles and lift quality of life across South Africa.

Easy Onboarding

Quick & Easy Set Up For Employers